Tom Brown’s Banking Weekly 10/22/21

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. VI, No. 41 TOM BROWN’S BANKING WEEKLY: 10/22/21 Financial Services Insights and Intelligence FIRST WORD: Lunch with Harris Simmons. This week I had a great lunch with Zions Bancorp. CEO Harris Simmons. Afterward, when I got back to my car, I sat for a…

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Tom Brown’s Banking Weekly 10/15/21

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. VI, No. 40 TOM BROWN’S BANKING WEEKLY: 10/15/21 Financial Services Insights and Intelligence FIRST WORD: The steady hand of Bryan Jordan at First Horizon. From the outside, Bryan Jordan always seems so calm, relaxed, and confident, regardless of the situation. This has served him well,…

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Tom Brown’s Banking Weekly 10/8/21

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. VI, No. 39 TOM BROWN’S BANKING WEEKLY: 10/8/21 Financial Services Insights and Intelligence FIRST WORD: Highlights from our annual Financial Services CEO Retreat last week. For most of the last 20 years, Second Curve Capital has sponsored a financial services CEO retreat, which…

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Tom Brown’s Banking Weekly 9/24/21

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. VI, No. 38 TOM BROWN’S BANKING WEEKLY: 9/24/21 Financial Services Insights and Intelligence FIRST WORD: The distortions created by the anti-recession medicine. The federal government and the Federal Reserve responded to last year’s Covid-driven recession with remarkable speed and force. Federal spending rose to…

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Tom Brown’s Banking Weekly 9/17/21

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. VI, No. 37 TOM BROWN’S BANKING WEEKLY: 9/17/21 Financial Services Insights and Intelligence FIRST WORD: The paths banking organizations will take in this phase of consolidation.  In 1983 when I became a bank analyst, the number of FDIC-insured institutions (19,769) declined by 145…

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Tom Brown’s Banking Weekly 9/10/21

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. VI, No. 36 TOM BROWN’S BANKING WEEKLY: 9/10/21 Financial Services Insights and Intelligence FIRST WORD: Debt Collectors Encore Capital and PRA Group. For the last 20 years I have been a big fan of the debt collection business as I have watched it…

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Tom Brown’s Banking Weekly 8/27/21

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. VI, No. 34 TOM BROWN’S BANKING WEEKLY: 8/27/21 Financial Services Insights and Intelligence FIRST WORD: First Western Financial, a very young First Republic? San Francisco-based First Republic Bank is a great American business success story founded, and still led by, Jim Herbert. It’s a…

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Tom Brown’s Banking Weekly 8/20/21

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. VI, No. 33 TOM BROWN’S BANKING WEEKLY: 8/20/21 Financial Services Insights and Intelligence FIRST WORD: Alliant Credit Union has earned a great reputation. In the 1990s, I got to know Dave Mooney when he was running parts of Chase’s consumer business. In 2003, he…

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Tom Brown’s Banking Weekly 8/13/21

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. VI, No. 32 TOM BROWN’S BANKING WEEKLY: 8/13/21 Financial Services Insights and Intelligence FIRST WORD: Thoughts from M&T’s thoughtful and effective CEO, René Jones. As typically happens, my talk this week with M&T Bank’s René Jones was full of great insights by him. Last…

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Tom Brown’s Banking Weekly 8/6/21

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. VI, No. 31 TOM BROWN’S BANKING WEEKLY: 8/6/21 Financial Services Insights and Intelligence FIRST WORD: Triumph Bancorp is creating a new payments network. I didn’t know of Triumph Bancorp, or its CEO, Aaron Graft, 18 months ago, but I have gotten to know…

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