Tom Brown’s Banking Weekly 6/21/24

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. IX, No. 25 TOM BROWN’S BANKING WEEKLY: 6/21/24 Financial Services Insights and Intelligence FIRST WORD: What is the problem with employee engagement? Back in 1999 Marcus Buckingham, a consultant at Gallup, published First, Break All the Rules, a book that detailed the twelve questions Gallup would…

Read More

Tom Brown’s Banking Weekly 6/14/24

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. IX, No. 24 TOM BROWN’S BANKING WEEKLY: 6/14/24 Financial Services Insights and Intelligence FIRST WORD: The average tenure and life cycle of a CEO. I have been very interested in this topic for the past three decades, and have read everything I have come…

Read More

Tom Brown’s Banking Weekly 6/7/24

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. IX, No. 23 TOM BROWN’S BANKING WEEKLY: 6/7/24 Financial Services Insights and Intelligence FIRST WORD: The incredible story of Live Oak. There are just under 4,600 banks in this country, many with outstanding records, and some where their founder(s) are still involved with the…

Read More

Tom Brown’s Banking Weekly 5/31/24

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. IX, No. 22 TOM BROWN’S BANKING WEEKLY: 5/31/24 Financial Services Insights and Intelligence FIRST WORD: CVB Financial is comfortable in its own skin. This week I talked with David Brager, CEO of $17 billion CVB Financial, based in Ontario, California. The company has consistently been…

Read More

Tom Brown’s Banking Weekly 5/24/24

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. IX, No. 21 TOM BROWN’S BANKING WEEKLY: 5/24/24 Financial Services Insights and Intelligence FIRST WORD: The interplay of scale and complexity with mission clarity and growth. I heard Lynn Harton, CEO of United Community Banks, a $27 billion banking company based in Greenville, South…

Read More

Tom Brown’s Banking Weekly 5/17/24

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. IX, No. 20 TOM BROWN’S BANKING WEEKLY: 5/17/24 Financial Services Insights and Intelligence FIRST WORD: Why does growth stall out at some banks? Sustaining growth is difficult for companies in all industries. McKinsey studied 5,000 companies globally and found that only one in four of…

Read More

Tom Brown’s Banking Weekly 5/10/24

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. IX, No. 19 TOM BROWN’S BANKING WEEKLY: 5/10/24 Financial Services Insights and Intelligence FIRST WORD: Where does Texas Capital’s transformation stand? Texas Capital is only 24 years old, yet it has experienced two remarkable periods of performance, one good and one bad, and…

Read More

Tom Brown’s Banking Weekly 5/3/24

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. IX, No. 18 TOM BROWN’S BANKING WEEKLY: 5/3/24 Financial Services Insights and Intelligence FIRST WORD: Watching the BankUnited franchise gradually increase in value.  The skeleton of BankUnited is an old Florida thrift that failed, was recapitalized, and then grown to sell. When former…

Read More

Tom Brown’s Banking Weekly 4/26/24

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. IX, No. 17 TOM BROWN’S BANKING WEEKLY: 4/26/24 Financial Services Insights and Intelligence FIRST WORD: An Impressive call with New York’s supervisor of DFS. Hans Morris of Nyca Partners helped arrange a phone call for me with Adrienne Harris, the superintendent of the New…

Read More

Tom Brown’s Banking Weekly 4/19/24

–Copyrighted Material; Do Not Forward, Photocopy, or Redistribute In Any Way– Vol. IX, No. 16 TOM BROWN’S BANKING WEEKLY: 4/19/24 Financial Services Insights and Intelligence FIRST WORD: Citizens Financial’s outstanding earnings disclosure. In my over 40 years analyzing bank financial disclosures, disclosures have continuously improved. Each credit cycle, they seem to take a leap forward, and this credit…

Read More